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This website is devoted to bringing you information about the traffic laws in the State of New Jersey. Here you can find information about tickets, fines, points, surcharges, and more.

What are points and how do I get rid of them?

Here's a simple equation that about sums it up... points = $$$ (out of your pocket).

Yup, points are nobody's friend. When you get a ticket for a moving violation, "points" are added to your driving record, which in turn will (in all probability), increase your insurance premiums.

The Official Word on Points

Here's the Motor Vehicle Comission's explanation on how the point system works, and your options for getting rid of them.

Driving is a privilege, not a right. If you break traffic laws, your driving privileges could be suspended or revoked resulting in fines and even imprisonment. The seriousness of your violations - and resulting penalties - are tracked by MVC using a point system.

If you are convicted of a moving violation, MVC will penalize you by adding points to your driving record. You will only get points on your record for moving violations - points are not assessed for parking and other violations. A table is provided for more information on the number of points earned for specific violations.

Why should I care about points?

More from the MVC about how points affect you...

Dropping the points from your record

Ok, so we know that having active points on your driving record is never good. How can you get rid of them once you get them? Here's what the MVC says...

Although MVC keeps a permanent record of all the points you've earned, it is possible to earn point deductions by remaining violation and suspension-free for one year or by taking qualified driving courses approved by MVC.

Note: Your insurance company might not factor these deductions into your insurance rate.

Deduction Points Restrictions
One year with no violations or suspensions -3 Year begins on date of violation or most recent restoration
Defensive Driving Program -2 May be used to subtract points once every five years
Driver Improvement Program -3 May be used to subtract points once every two years
Probationary Driver Program -3  

About Defensive Driving Programs

If you want to take a defensive driving class to drop a couple points off of your license, there are a bunch of places you can take them, either online or in-person. Most insurance companies offer a discount for taking one.